Managing Growth Safely and Soundly

As financial institutions look to develop strategies for growing their portfolios in the year ahead, a key consideration is how to do so in a safe and sound manner. After all, regulators don’t expect financial institutions to be risk-free; otherwise, they would not be able to make any loans whatsoever. Examiners do, however, expect financial institutions to manage risks effectively “in a manner consistent with safe and sound banking practices.” This whitepaper sets out a triangulated approach to growing safely and soundly by managing credit concentrations.

Download to learn:

  • Key elements for effective credit policy implementation
  • Best practices for concentration monitoring
  • Important considerations for individual account management

Download the Whitepaper