Better risk analysis and decision-making
Lack of and limited access to bank-wide data, accompanied by time-consuming analysis, can hurt leadership’s ability to make well-informed, timely decisions. Sageworks Insights helps leaders make better decisions by accessing more data and by providing risk and trend analysis. Financial institutions that must comply with the Dodd-Frank Act Stress Test (DFAST) requirements can easily apply DFAST scenarios and estimate the impact on capital ratios and financial statements.
- Access risk management information from a single, reportable source
- Calculate discounted cash flow analysis for the portfolio and summarize results
- Use published FDIC factors within scenario assumptions
- Compare the impact that different scenarios would have on loans, income, charge-offs, provision expense, and the ALLL
With Sageworks Insights, financial institutions can project their income statement and balance sheet data under a number of scenarios for purposes of modeling, budgeting and stress testing.