Risk Rating: The Cornerstone of Credit Risk Management
Presenter: Alison Trapp
Risk rating is a way to ensure institutions are originating and renewing loans in a safe and sound manner. Timely and accurate risk ratings are not only a regulatory expectation but also good business practice. Institutions should benefit from this expectation, as aligning processes to risk rating can impact their financial performance and human resource efficiency.
Join Alison Trapp, Director of Client Education, as she provides concrete ways to improve the risk rating process at your financial institution.
You Will Learn:
- Considerations for incorporating qualitative and quantative factors in a rating scorecard
- Recommendations on policy and controls for risk rating assignment
- Ways to use risk rating to manage the portfolio more effectively
About the Presenter
Alison Trapp, Director of Client Education
Alison Trapp recently moved to Sageworks implementation team to focus on managing the client education experience. Previously, she provided consulting services with Sageworks Advisory Services. Prior to joining Sageworks, Alison spent 17 years on the commercial credit risk team at GE Capital and then trained mid-sized commercial banks through her own consultancy. Alison holds a Bachelor of Arts degree in East Asian Studies from Ursinus College and a Masters of Business Administration in Finance from Stern School of Business, New York University.