Upcoming Bank Webinars

Sageworks regularly hosts free webinars on a variety of banking topics, including regulatory changes and lending best practices. Many of these sessions also feature industry consultants. On-demand webinars are also available below and through the archive.

Upcoming Webinars

CECL and DFAST – Accounting versus Simulation

April 24, at 2:30 p.m. ET
Join Garver Moore of Sageworks, who will be discussing a case study of the symmetry and critical differences between the new current expected credit loss model for estimating credit losses (CECL) and the Dodd-Frank Wall Street Reform and Consumer Protection Act’s stress-testing (DFAST) requirements.

Understanding Your Customer: A Data-Driven Look at SMB Owners

May 3, at 2:00 p.m. ET
In this webinar, experts from Mastercard and Sageworks share insights based on their strong expertise in SMBs, arming today’s bankers with meaningful insights that can shape product strategy and customer service.

Navigating loan pool segmentation under CECL

May 7, at 2:00 p.m. ET
Proper loan pool segmentation, already a critical issue in the incurred-loss method of calculating the allowance for loan and leases losses (ALLL), is expected to have even more importance under the current expected credit loss model (CECL). The webinar will discuss various methodologies for forecasting expected credit losses and the specific kinds of segmentation required in order to execute them.

Featured On-Demand Webinars

The Process Improvement Process

Join Alison Trapp from Sageworks Advisory Service team as she walks through the common steps of a process improvement system and applies them to a case study. The case study client, Goose Bank, may be fictional, but the challenges it faces are not.

Busting API Myths at the Intersection of Banking and FinTech

There are many different ideas on how APIs can help fintechs and financial institutions scale efficiently. However, certain misconceptions or “myths” have created false or confusing expectations. Join Sageworks’ Paul Kasinski, an IT expert, as he examines these myths and shares practical tools on how to find and leverage an API.

CECL for Community Banks: The Practical Path

As the transition to CECL moves ever closer, many smaller financial institutions have started to grapple with how to apply the new standard to their ALLL process in a practical way. This webinar will focus on the key elements of the standard they need to consider as they plan their path forward and ways they can begin to prepare now. Specific topics will include portfolio segmentation, available loss rate methods, qualitative factors, and forecasts.

Reclaiming Your SMB Lending Market

When faced with the prospect of a $1 million CRE loan or a $40,000 small business loan, most community institutions have had to focus resources on the larger CRE deal. As a result, small business borrowers have had to seek out alternative means. With the right processes and technology in place, however, community institutions can reclaim their relationship with small business (SMB) borrowers. In this webinar, Sageworks explains how, with appropriate resources, small business lending can become a profitable segment and opportunity for growth.

Part 1: A Guide to Implementing Credit Policy

Credit risk policy should be both stable and dynamic to meet the needs of the organization. Stable in that the underlying premises on which the policy is built should not change haphazardly. Dynamic in that the bank needs flexibility to meet changing market conditions while maintaining its credit culture. This webinar will explore the process that moves an institution from policy to practice.

Part 2: A Guide to Implementing Credit Policy – Controls and Exceptions

A well-implemented credit risk policy drives prudent loan growth and guides safe and sound portfolio management. The key is to move policy into everyday practice. Part 1 of this webinar series explored the questions, “What are employees supposed to do?” and “How do they know they are supposed to do it?” Part 2 will cover how to make sure employees did what they were supposed to and what happens if they don’t.

How to Improve Profitability of Loan Pricing Models

With slim net interest margins in the competitive loan market, it is important for financial institutions to make sure their loans are profitable and priced in line with bank strategy. In this session, learn how bringing relationship data, risk, structure, revenue and costs into your pricing model can improve loan profitability.

The High Cost of Originating a Small Business Loan

The average cost to originate a business loan is estimated to be $5,000, no matter the amount of the loan. As a result, smaller loans tend to be less profitable than larger loans. To lower costs and improve the borrower’s experience, some lenders are changing their process and deploying automation. Join to learn what these banks are doing to improve profitability.

Credit Unions: Actionable Steps to Prepare for CECL Today

FASB’s guidance for estimating expected credit losses will not require a journal entry until fiscal year-ends beginning after mid-December 2020. However, our success at that point is predicated on decisions made yesterday and today In this webinar, Sageworks takes credit unions through an action plan that includes practical steps.

CECL Methodology Webinar Series

In this webinar series, Sageworks consultants present the fundamental methodologies that institutions will use with the CECL model and shows examples of how the calculation may vary by loan pool. Access all the recordings to see how to apply expected credit loss estimations to loan concentrations.

Discounted Cash Flow Modeling

A DCF method affords institutions flexibility in their approach, is more prospective in nature, has cross utilization purposes that can inform pricing and valuation within the same model and is applicable to institutions with limited historical data. In this webinar, Sageworks covers appropriate use cases for running a DCF analysis including a look at data requirements, advantages and disadvantages.

Commercial Real Estate Lending Best Practices

In a recent poll, 42% of bankers indicated that Commercial Real Estate is the primary focus for growth in the loan portfolio. At the same time, regulators are concerned that CRE may be overheating as lending standards have eased and CRE portfolios have experienced significant growth. In this webinar, Rob Ashbaugh, a senior risk management consultant for Sageworks, discusses how banks and credit unions can continue to grow the CRE portfolio while keeping risk in check.

webinar archive