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Lending & Credit Risk

Fed’s senior loan officer survey results

February 21, 2014
Read Time: 0 min

Earlier this month, the Federal Reserve System released the results from their latest Senior Loan Officer Opinion Survey on Bank Lending Practices. According to participating banks, the majority of the lending environment has remained largely unchanged in the past three months. But there were some key results to take note of:

• Overall, Q1 2014 has seen initial easing of standards for Commercial and Industrial (C&I) loans (graph 1)

• Demand for C&I loans is projected to increase nearly 20% this quarter (graph 2)

• 43.7% of senior loan officers said that they expected the quality of loans to small firms to improve 

For the full results, read the 2014 Senior Loan Officer Opinion Survey.

To learn more about what’s in store for the banking industry this year, download the whitepaper on the Lending Outlook for 2014.

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