Sageworks Blog

Mar18

Basel III Capital Rules: Delay is a victory for community banks Billy Burnet [email]

Mar 18, 2013 10:05

The new proposed capital and liquidity requirements from Basel III pose a major threat to the survival and profitability of community banks, according to Edgar Ortiz, President and CEO of Strategic Analytic Solutions LLC. In part 1 of this guest column, Ortiz provides insight into how the delay of the Basel III rules was a victory for community banks across the country. [More]

Mar04

Private automobile dealers’ margins thin vs. other industries Mary Ellen Biery [email] Research Specialist

Mar 04, 2013 13:10

U.S. auto dealers recently reiterated earlier complaints they had over manufacturer requirements to upgrade their showrooms and other facilities, and new financial data from Sageworks Inc., a financial information company, may shed some light on their concerns. [More]

Feb 25, 2013 14:24

Sageworks’ monthly report on the state of privately held companies in America, released today, shows that private companies in the United States continued to increase sales and improve their net profit margins in the period ending in January 2013. [More]

Dec19

Private companies boost margins despite modest inflation Mary Ellen Biery [email] Research Specialist

Dec 19, 2012 18:35

Private-companies in the U.S. this year are more profitable now than at any point in the last decade despite slowing sales growth, according to a preliminary analysis of data from Sageworks. Their increasing profitability is impressive given the modest inflation seen at the producer level in recent years, as measured by the Producer Price Index. [More]

Dec07

Credit analysis benefits of a probability of default analysis Libby Bierman [email] Analyst

Dec 07, 2012 16:48

Financial institutions may inject a probability of default (PD) analysis into several steps of their credit risk processes, and each use-case provides a different benefit to the bank that directly impacts its workflow efficiency, credit decision quality, and most likely profitability. [More]

Nov21

Housing supply chain: Loggers’ sales improve but profitability slips Mary Ellen Biery [email] Research Specialist

Nov 21, 2012 10:08

Privately held logging companies have experienced healthy sales increases amid encouraging signs in the U.S. housing market, but their profit margins are weakening, according to preliminary estimates by Sageworks. [More]

Oct 30, 2012 09:57

Many small private businesses are finding it challenging to access financial resources for growth at a time when lenders are still cautious and facing pressure to avoid risky loans. Many businesses already know this, because they have seen their borrowing requests rejected by a lender. Others may be considering starting a loan application and want to ensure the business is best prepared to receive an approval. [More]

Oct 29, 2012 12:58

This guest post by John Owens and David Harrop, founders of BCI Financial Services Consulting, summarizes their presentation on how to improve productivity and efficiency through benchmarking and staffing models. Run A Better Bank: Using Productivity & Efficiency Metrics to Improve Profitability was the most recent webinar in Sageworks’ 2012 webinar series. The series is an offering of free, educational webinars led by consultants and leaders in the banking industry who share best practices for financial institutions. [More]

Jul05

5 Financial metrics every business owner should know Mary Ellen Biery [email] Research Specialist

Jul 05, 2012 14:47

Is your business successful? How do you know? If you’re like most business owners, your days are filled by efforts to make your company successful. Those tasks might be focused on making a great product, generating sales, or building customer relationships. And you might be great at those things. But how great are you at making money? And how well are you managing your resources?
While different people have various definitions of business success, there are five key financial metrics that can help you understand your business’ financial success and how you’re faring against competitors. [More]

Jun21

Business booming for IT providers Mary Ellen Biery [email] Research Specialist

Jun 21, 2012 10:04

Facebook’s (NYSE:FB) troubled initial public offering, as well as cautious financial outlooks by tech giants Dell (NASDAQ:DELL) and Cisco (NASDAQ:CSCO) in recent weeks have some traders of technology stocks worrying that the tech boom may be over. But at least for privately held companies involved in computer systems design and related services, business remains strong, according to recent sales and profit margin data from Sageworks Inc., a financial information company. [More]