Sageworks Blog

Mar07

Private companies ‘in pretty good shape’ Mary Ellen Biery [email] Research Specialist

Mar 07, 2013 10:26

As the deadline for averting major government spending cuts came and went, several reports noted the so-called sequester could result in cuts to U.S. Small Business Administration loan guarantees for businesses. On the bright side heading into the sequester, data from Sageworks shows that private companies appear to be better positioned to borrow than they were a year ago, which could bolster their prospects if they seek non-SBA loans. [More]

Sep 14, 2012 13:04

Do lenders and analysts at financial institutions always understand the judgment behind the numbers they pull from tax returns? Are they able to gain insights into the business from the information on the returns? Linda Keith, CPA and trainer to hundreds of credit unions and banks discusses what lenders and analysts should do to make good loan decisions even when the recent cash flow history as evidenced by the tax returns does not seem to support it. [More]

Sep 05, 2012 09:42

Eliminating the adversarial entrepreneur-banker relationship is key to getting the loan to grow your business, says Brian Hamilton, co-founder and CEO of Sageworks. In this recent column for Inc.com, he describes how being able to answer two questions may help put a banker's worries at ease.
[More]

Jul 19, 2012 09:24

If you're looking to raise less than $1 million, a private placement will allow you to raise capital for your business without losing a disproportionate amount of equity to a venture capitalist. Sageworks CEO Brian Hamilton discusses the basic steps of an underutilized, early stage fund-raising technique that will infuse capital into your business without diluting your equity. [More]

Feb 28, 2012 08:20

Sure, businesses will occasionally need short-term financing (like a line of credit) in order to get through a slow season. The risk lies in confusing borrowing to grow your company with borrowing to tide over the business. [More]

Jan30

Is access to credit improving for businesses? Mary Ellen Biery [email] Research Specialist

Jan 30, 2012 11:51

Results of the Federal Reserve’s December survey of loan officers could be released today, perhaps providing insight as to whether banks have eased standards on commercial and industrial loans recently. [More]

Oct05

CFO Corner: Private Bank of Buckhead's Terry Freeman Sageworks [email]

Oct 05, 2011 16:18

Private Bank of Buckhead's COO and CFO Terry Freeman talks about the importance of discipline and clients. [More]

Aug16

In a Volatile Economy, What's There to Do? Brad Schaefer [email] Analyst

Aug 16, 2011 10:31

The Philadelphia Inquirer spoke with analysts and entrepreneurs from around the country, including Sageworks CEO Brian Hamilton, for advice on how consumers and businesses should traverse the volatile economy. Their advice? [More]

Aug11

Huffington Post: "We May Be Out of the Woods: Banks Are Lending Again" Brian HamiltonChairman

Aug 11, 2011 18:11

Commercial and industrial loan volume in the U.S. fell significantly -- by 23 percent -- between October 2008 and October 2010. Any new loans that were made during this period were offset by loans coming to maturity or loans that were charged-off. [More]

Aug 04, 2011 07:40

Many small business owners are still feeling the pain from the financial crisis of 2008 when it comes to securing a loan for their businesses. However, credit markets are showing signs of improvement and new micro-lending organizations are sprouting up to fill the demand for small business loans. [More]