Sageworks Blog

May10

5 keys to a successful acquisition Billy Burnet [email]

May 10, 2013 18:15

When financial institutions are making an acquisition, they need to have a specific purpose and understand all aspects of the institution they’re buying, according to Bob Viering, principal of River Point Group, LLC. Unfortunately, many institutions aren’t prepared internally to absorb another institution. In this guest post, Viering shares five key items executives should know prior to making an acquisition. [More]

May04

Relationship-based banking benefits institutions & their clients Billy Burnet [email]

May 04, 2013 10:58

While it may be more desired by customers, relationship-based banking can only be adopted alongside appropriate credit risk management processes. However, it is important to first understand what relationship-based lending is and how both financial institutions and customers can benefit. [More]

Apr11

Are regional banks the right size? Sanaa Bhambri [email] Marketing Analyst

Apr 11, 2013 08:00

With the increasing regulatory requirements and challenges surrounding financial institutions, many regional banks are not just surviving, but thriving, according to a recent article by American Banker. [More]

Apr 08, 2013 07:35

Financial institutions make tough lending choices that can help determine which clients get the funding they need to succeed—they act as an important arbiter. At the same time, financial institutions of all sizes are facing an increased push by federal regulators to go beyond historical risk-management efforts. Here is a rundown of some of the regulations you should know. [More]

Mar29

Basel III Capital Rules: Undue burden on community banks Billy Burnet [email]

Mar 29, 2013 15:15

In part 1 of this guest column, Edgar Ortiz, President and CEO of Strategic Analytic Solutions LLC, discussed the importance of the U.S. bank regulatory agencies’ delay of the implementation of the new capital rules of the Basel III Accord. In part 2, the potential burdens facing community banks from the proposed rules will be discussed. [More]

Mar18

Basel III Capital Rules: Delay is a victory for community banks Billy Burnet [email]

Mar 18, 2013 10:05

The new proposed capital and liquidity requirements from Basel III pose a major threat to the survival and profitability of community banks, according to Edgar Ortiz, President and CEO of Strategic Analytic Solutions LLC. In part 1 of this guest column, Ortiz provides insight into how the delay of the Basel III rules was a victory for community banks across the country. [More]

Jan 30, 2013 11:27

Creating an effective credit culture within your financial institution is a lot like raising a child, says Ancin Cooley, Principal of Synergy Bank Consulting. In this guest column, Cooley discusses four integral components that can transform your credit risk culture. [More]

Jan 16, 2013 10:07

Financial institutions looking for their next CEO often have difficulty finding the perfect candidate, says J. Timothy O’Rourke, President and CEO of Matthews, Young & Associates, Inc. In this post, O’Rourke describes traits that community bank CEOs must possess in 2013. [More]

Dec 05, 2012 09:50

Breaking into the commercial lending paradigm to improve your commercial loan presentations can be difficult, says Gary Welsh, Banking Services Manager at Condley and Company, a leading bank advisory and full service accounting firm. In Part 2 of this guest column, Welsh provides five suggestions to help get things right the first time. [More]

Nov 26, 2012 13:48

Basel III can be a touchy subject for community banks and rightfully so given the new requirements with which they’d have to comply if Basel III is implemented for these banks. [More]