Sageworks Blog

Apr 13, 2013 16:21

For many banks, stress testing is a best practice and something they should be progressively implementing in a structured manner, Mike Lubansky, Sageworks' director of consulting said. That way, they can make the most out of the process. [More]

Mar31

Stress testing's "black box" Libby Bierman [email] Analyst

Mar 31, 2013 15:29

The recent results of the 2013 CCAR and CapPR tests remind bankers, at institutions of all sizes, the regulatory commitment to and the benefits that can come from stress testing and capital planning. While smaller banks may sufficiently benefit from simpler stress testing models than those utilized in Dodd-Frank compliance, forward-looking forecasts aren’t a new practice for financial institutions. [More]

Mar29

Basel III Capital Rules: Undue burden on community banks Billy Burnet [email]

Mar 29, 2013 15:15

In part 1 of this guest column, Edgar Ortiz, President and CEO of Strategic Analytic Solutions LLC, discussed the importance of the U.S. bank regulatory agencies’ delay of the implementation of the new capital rules of the Basel III Accord. In part 2, the potential burdens facing community banks from the proposed rules will be discussed. [More]

Oct 08, 2012 09:29

A financial institution can improve its CAMELS rating and prepare for its examination by injecting efficiency and transparency into its risk management process. If a financial institution seems to be proactive in both recognizing and appropriately mitigating the risks inherent in bank operations, then examiners will be less likely to view that bank as “at risk.” [More]

Oct05

Study using Sageworks data: Private cos. out-invest publicly traded cos. Mary Ellen Biery [email] Research Specialist

Oct 05, 2012 10:19

Privately held companies invest substantially more than do publicly traded companies matched for industry and size, according to a recent study by researchers at New York University and Harvard University that used Sageworks’ data. The findings are consistent with theories linking conservative investing to public firm executives’ worries over stock prices, according to the working paper for the National Bureau of Economic Research. [More]

Oct 04, 2012 13:09

For the average banker, the word "camels" may evoke the image of the beloved, desert-living transportation device, but it could also evoke memories of their institution’s last regulatory exam. The “CAMELS rating” is a measure of a financial institution’s riskiness based on the bank’s financial statements. [More]

Jun 26, 2012 10:04

A Sageworks roundup of recent banking industry news: Basel III impact; Regional lenders gain ground; Supervisory agencies coordinate; The decline of independent community banks. [More]