Sageworks Blog

Apr11

Are regional banks the right size? Sanaa Bhambri [email] Marketing Analyst

Apr 11, 2013 08:00

With the increasing regulatory requirements and challenges surrounding financial institutions, many regional banks are not just surviving, but thriving, according to a recent article by American Banker. [More]

Feb 05, 2013 08:32

Since more banks and credit unions have started to expand their C&I portfolios, the subtleties that come with C&I lending could expose banks to several, specific risks if they lack experience and resources. First, the new and different data sources. [More]

Dec 11, 2012 08:00

More than half of the financial professionals in a recent survey said they expect to move at least some of their organizations’ cash and short-term investment portfolios from non-interest bearing bank accounts if unlimited FDIC insurance expires at the end of the year, according to the Association for Financial Professionals. Separately, the chief economist for the Independent Community Bankers of America on Monday urged Congress to extend the program promptly. [More]

Nov 28, 2012 16:26

The U.S. Senate could take up legislation to extend the FDIC’s Transaction Account Guarantee program for two years. The Wall Street Journal reports Sen. Harry Reid has introduced a bill to continue a program that has provided unlimited guarantees for non-interest bearing transaction accounts such as payroll. [More]

Sep 05, 2012 09:42

Eliminating the adversarial entrepreneur-banker relationship is key to getting the loan to grow your business, says Brian Hamilton, co-founder and CEO of Sageworks. In this recent column for Inc.com, he describes how being able to answer two questions may help put a banker's worries at ease.
[More]

Jul 12, 2012 12:26

A Sageworks roundup of recent banking industry news: Community bank overdraft fees; Bank customers look to switch; Businesses’ cash on the rise.
[More]

May 22, 2012 07:51

As memberships in U.S. credit unions have grown, many institutions are expanding their offerings to include member business loans. Whether it’s a credit union making this move for the first time, or a bank diving deeper into commercial lending, I find that institutions encounter several common “hot-button” issues associated with commercial lending. One common “hot-button” issue has to do with handling the documentation associated with commercial loans. Commercial lenders must balance customer service issues with the need to have detailed documentation to keep compliance officers and examiners happy. [More]

May 21, 2012 14:18

A Sageworks roundup of recent industry news: Chase sees positive signs among business banking customers. Financial services’ 2011 CEO compensation down 0.6 percent – survey. Mixed results from banks with business-lending-only offices. [More]